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Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.
Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.
Members - Scammers are increasingly impersonating Sierra Central in fraudulent text messages and phone calls. We will never ask you for your Social Security #, one-time passcode, account password, code word, or any card or account details via phone, email, or text message. If you receive a request, please DO NOT respond.
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Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.
Use that equity to finance your dreams and improve your home. A beautiful new kitchen, featuring white cabinets, quartz countertops and brass fixtures is possible with a Sierra Central HELOC.
Find the funds you need to make improvements to your properties and use them for any purpose.
*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum line amount of $250,000. HELOC = Home Equity Line of Credit. APR = Annual Percentage Rate. HELOC has a 10-year draw period and then a 15-year repayment period. Not eligible for a 2nd mortgage if the 1st mortgage has a negative amortization feature. APR is based on Prime Rate as published by the Wall Street Journal plus a margin. The maximum APR is 18% for Primary Residence, Second Home, and Investment Property. The APR will never be less than 4.00% for Owner-Occupied properties, Second Home, and investment property. Maximum combined LTV (Loan-To-Value) cannot exceed 80%. The information provided assumes a 740 credit score and that the subject property will be used as a primary residence. Equal Housing Opportunity. NMLS#786202
