Member Offers & Promotions

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

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The Promotion

Invest in your home with a Home Equity Line of Credit.

If you’re looking to remodel, add solar, or upgrade your kitchen, a HOME EQUITY LINE OF CREDIT from a HOME LENDER who understands your financial situation and your personal goals, is a great investment solution.

Let Sierra Central help you invest in your home and your future!

Sierra Central will cover your Home Equity Line of Credit (HELOC) closing costs, helping you:

  • Add a pool
  • Build an outdoor kitchen
  • Remodel a bathroom or kitchen
  • Build a shop
  • Add solar

Offer valid for primary residences and second homes. Must take a minimum of $25,000 initial advance at funding to qualify. Max line amount is $100,000. Rate, terms and fees subject to credit approval and underwriting guidelines and can change at any time without notice.

70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

Read more
70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

Read more
Signature Loan Special Offer
Signature Loan Special Offer
with a rate as low as
9.49%
APR

With up to a 3-month payment deferral.

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Signature Loan Special Offer
Signature Loan Special Offer
with a rate as low as
9.49%
APR

With up to a 3-month payment deferral.

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Skip-A-Pay Loan Program
Skip-A-Pay Loan Program
Simplified solutions to help with your financial needs

Skip up to 2x, every 12-months.

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Skip-A-Pay Loan Program
Skip-A-Pay Loan Program
Simplified solutions to help with your financial needs

Skip up to 2x, every 12-months.

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Refer-A-Friend
Refer-A-Friend
Refer and earn $100 for you + your friend!

When a new qualified personal Checking account is opened!

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Refer-A-Friend
Refer-A-Friend
Refer and earn $100 for you + your friend!

When a new qualified personal Checking account is opened!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2025 receive a discount up to 1%
APR*

Affordable auto financing!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2025 receive a discount up to 1%
APR*

Affordable auto financing!

Read more