Member Offers & Promotions

Premier Rewards (Cash Back) VISA Credit Card

Premier Rewards (Cash Back) VISA Credit Card
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

Read more
The Promotion

SHOP, EARN, and CHOOSE "your" rewards with a Premier Rewards (Cash Back) VISA® Credit Card from Sierra Central.

Our Premier Rewards (Cash Back) VISA® Credit Card offers:

  • Competitive Rates
  • No Cost Balance Transfer
  • Tap-to-Pay
  • No Annual Fee
  • Plus... great rewards!

Personalize your rewards to best fit your spending needs! With UChoose Rewards, members have the option to select from the following reward options:

  • Cash Back
  • Amazon Pay w/points
  • Paypal
  • Gift Cards
  • Travel
  • Merchandise
  • and more!

Current Credit card members who have not enrolled in UChoose Rewards, activation is simple:

  • Login to your Sierra Central Online Banking Account
  • Click on Credit Cards
  • Select Premier Rewards (Cash Back) VISA Credit Card
  • "Activate" your UChoose Rewards
  • Start shopping

Rates & Apply Online

Interested in applying for this credit card, we have a few options:

  1. Call our Virtual Branch at 800-222-7228
  2. Visit one of our 19 branch locations, SierraCentral.com/find-a-branch
  3. Apply online at SierraCentral.com/borrow/credit-cards
70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

Read more
70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

Read more
Signature Loan Special Offer
Signature Loan Special Offer
with a rate as low as
9.49%
APR

With up to a 3-month payment deferral.

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Signature Loan Special Offer
Signature Loan Special Offer
with a rate as low as
9.49%
APR

With up to a 3-month payment deferral.

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Skip-A-Pay Loan Program
Skip-A-Pay Loan Program
Simplified solutions to help with your financial needs

Skip up to 2x, every 12-months.

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Skip-A-Pay Loan Program
Skip-A-Pay Loan Program
Simplified solutions to help with your financial needs

Skip up to 2x, every 12-months.

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Refer-A-Friend
Refer-A-Friend
Refer and earn $100 for you + your friend!

When a new qualified personal Checking account is opened!

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Refer-A-Friend
Refer-A-Friend
Refer and earn $100 for you + your friend!

When a new qualified personal Checking account is opened!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2025 receive a discount up to 1%
APR*

Affordable auto financing!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2025 receive a discount up to 1%
APR*

Affordable auto financing!

Read more